We collect personally identifiable information, including, without limitation, non-public personal information, as well as other types of personally identifiable information from you and from other sources. The reason for collecting personal information is to provide better financial products and services. Personal information also helps us personalize and improve your experience on our site. We collect personal information included in applications, registration forms or surveys submitted through the site, including, without limitation, name, address, telephone number, social security number, driver’s license number, email address, employment information, military status, demographic information, bank account information, and information about your assets, debts and income; credit balances, payment history, overdraft history, parties to transactions, and your reasons for doing business with us; third party information, such as personal references, consumer credit reports; and information obtained from your web browser (home server domain names, IP address, type of client computer, and type of web browser) (collectively, “personal information”). At other times, Simply Insurance may collect information that cannot be used to identify you. For example, we may aggregate non-personal information about you and other customers who visit our site. Aggregated information will not contain any information that can be linked directly back to you. Such information will be used to analyze the effectiveness of our business and advertising models. In order to provide you with effective services, we may collect personal and non-personal information about you from our affiliated entities, business partners, service providers, and other third parties. For example, we may obtain information about your home, the services that you purchased for your home, or other demographic information.
Simply Insurance uses the personal information to conduct business, to provide you with customer support, to perform functions that are described to you at the time of collection, and to enforce our terms & conditions. We use personal information to provide you with information about the products and services that interest you, analyze customer demographics and industry statistics, improve your website experience, update account records, and to comply with all reporting and other legal requirements; and provide our third-party service providers, including advertisers and advertising networks with feedback information. Simply Insurance may use your personal information to contact you via mail or email, or telephone or mobile devices in order to give you updates about Simply Insurance or other third parties’ product and service offerings, and promotional events that may be of interest to you.
Simply Insurance has implemented physical, electronic, and procedural security measures to assist with safeguarding personal information, and to help protect against unauthorized access and disclosure. Only our employees and authorized service providers who are performing legitimate business functions for Simply Insurance are permitted to access personal information. We also use encryption to protect any sensitive personal information that is transmitted or authorized to be transmitted by Simply Insurance, and we also use electronic firewalls to help prevent unauthorized individuals from gaining access to personal information. Notwithstanding our efforts, the Internet has inherent security risks. Simply Insurance cannot promise, and you should not expect, that personal information, personal searches, and other communications will always remain secure. You should take care with regard to how you handle and disclose personal information.
The first time that you provide Simply Insurance with registration information through our website, you will be able to decide whether you want to subscribe to emails or newsletters. After your first use, you can change your initial choices by contacting customer service email at [email protected]. Each commercial email that we send to you, will offer you the opportunity to opt-out of continuing to receive such messages. We may take up to 10 days to process your opt-out requests. In some instances, we may have already shared your information with one of our authorized third parties before you changed your email and newsletter choices. Federal Trade Commission email compliance guidance allows us to send you transactional and relationship email without offering you the opportunity to opt-out of receiving those types of email. In those cases, you may have to directly contact those third parties to opt-out of receiving their communications.
Simply Insurance content is neither directed toward minors, nor children under the age of 13. We do not knowingly collect personal information from children under the age of 13. If Simply Insurance becomes aware that a child under the age of 13 has provided us with personal information, that information will be deleted from our databases. Parents who have questions about personal information that may have been submitted by a child under the age of 13 should email us at [email protected].